Covers the rental vehicle in the event of accidental damage to the rental vehicle other than by theft or attempted theft. An excess usually applies and the amount will vary depending on the vehicle type.
Damages produced by impact, collision with mobile or immobile bodies, found outside or inside the vehicle, scratching, falling, side-slipping or overthrowing;
Damages produced directly or indirectly by fire, explosion and natural phenomena (thunder, flood, earthquake, hail storm, storm, earth sliding or collapse, fumigation, maculation, carbonization as a result of fire);
Damages produced by explosion (including the explosion of the fuel tank);
Damages produced to the spare tires, the tools from the standard endowment, additional equipment, permanent constructive changes, as result of the insured event production;
Damages produced by atmospherical perils (lightening, storm, hurricane, hail or flood, earthquake, collapse of land or landslide, weight of the snow layer, avalanches, including damages indirectly produced by them; for example: fall over the motor vehicles of the thunderstruck trees, motor vehicle damage caused by the objects engaged by storm, hurricane, or water resulted from floods, etc.);
Damages produced by the fall of bodies on the motor vehicle (ice blocks, rocks);
Damages produced by the impact of the motor vehicle against animals;
Damages produced by the fall of the motor vehicle into precipice, water, fall off the bridge.
Damages produced by falls (falling into pits, water during passenger transfer, falls due to bridge breaking, bodies falling down onto cars), skidding or turning over, fire, explosion, thunder, earthquake, floods and land slide.
This policy does not grant insurance for spare parts, slip covers, tarpaulins, fuels or other goods inside the car, for damages occurred as a result of using cars in contests, racing or training there from and nor for damages due to passing through flooded areas, crossing rivers or driving on roads where traffic is forbidden;
The insurance also excludes damages due to manufacturing flaws of the material or execution flaws of components or parts, damages due to temperature influence on the vehicle's engine (for instance: breakdowns at the engine block, cylinder cover or the cooling system due to water freezing) and damages at the engine, gear box or differential gear due to the lack of or insufficient lubrication or overheating because of any other causes than those contained in the insurance, damages due to the tank's explosion during repairs when welding procedure is used.
The report to the police is mandatory in all cases: if the Client is responsible for the accident, if the Client is a casualty, if the Client is the only one involved, if the responsible part is unknown (parking damages, etc). Without these documents the Client takes the full responsibility for the repair costs.
In case of an accident caused by the Client being under the influence of alcohol/drugs/other narcotics, the responsibility for paying all the damages rests with the Client.
In case of an accident the client must immediately announce the event to the rental company. If the client does not respect this condition the responsibility for paying all the damages rests with the Client.